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CHAMPVA & Military Families

Therapy for military families, covered by CHAMPVA.

Living alongside service, disability, caregiving or loss shapes a whole family. Your care should account for that, and your coverage shouldn't be the obstacle.

Book a Free 15-Minute Consult Am I eligible?
Where All six states Virtual sessions in AZ, GA, IN, LA, MN and OH.
Billing I bill CHAMPVA directly Independently credentialed, so there's no middleman platform.
Your cost 25% after a small deductible Often $0 when CHAMPVA is your secondary coverage.
Getting started A free 15-minute consult Mention CHAMPVA when you book.

Who CHAMPVA covers

Is CHAMPVA for you?

CHAMPVA is the VA's health program for the families of certain veterans. You may be covered if you are one of the following.

Spouses & children

Of a veteran rated permanently and totally disabled from a service-connected condition.

Surviving spouses & children

Of certain veterans who have died, including from a service-connected condition.

Primary family caregivers

Approved through the VA's caregiver program who have no other health insurance.

CHAMPVA, not TRICARE

These two get mixed up all the time. CHAMPVA is a VA program. TRICARE is a Department of Defense program for active-duty and retired service members and their families. If you're eligible for TRICARE, you can't use CHAMPVA. I accept CHAMPVA only, so please check your card before booking.

Not sure which you have, or whether you qualify? CHAMPVA can confirm at 800-733-8387. You can also visit va.gov/champva or read the CHAMPVA Guidebook.

What we can work on

The whole family carries it.

Military-connected families are as varied as any others: Black and BIPOC, LGBTQIA+, neurodivergent, kink, poly and ENM. The same affirming, trauma-informed care applies here. You never have to choose between the parts of who you are.

Caregiver strain Burnout, resentment, guilt and the parts of you that got put on hold.
Grief & loss For surviving spouses and children, on your timeline, not anyone else's.
Living alongside PTSD Secondary trauma, hypervigilance at home and finding your own footing.
Relationship therapy When injury, disability or transition changes how a relationship works.
Trauma & dissociation Including EMDR and Brainspotting, at a pace your nervous system can hold.
Anxiety, depression & ADHD For whatever you're carrying, whether or not it's connected to service.

What it costs

The numbers, plainly.

Here's a general overview from the VA. Your exact costs depend on your coverage, so CHAMPVA is the best source for your specifics.

Read the CHAMPVA Guidebook →Call CHAMPVA: 800-733-8387

Annual outpatient deductible$50 per person
$100 per family
After the deductibleYou pay 25%
CHAMPVA pays 75%
Yearly out-of-pocket cap$3,000
If you have other insurance (CHAMPVA secondary)Often $0

Figures from the VA's CHAMPVA Guidebook (2026). For your specific benefits, cost share or any approval requirements, contact CHAMPVA directly at 800-733-8387 (Monday–Friday, 8am–7:30pm ET) or visit va.gov/champva.

Getting started

Three steps, no runaround.

  1. 1 Book a free consult Schedule through the client portal and mention CHAMPVA so we can plan for it.
  2. 2 Upload your cards Add the front and back of your CHAMPVA card, plus any other insurance, in the portal.
  3. 3 Begin I bill CHAMPVA directly, so you can focus on you. Questions about your benefits? CHAMPVA has the answers.

You've held a lot for a long time.

This space is for you to set some of it down.

Book a Free 15-Minute Consult